If you are anything like me, and I suspect if you made it through more than one of my ridiculous articles and have come back for more than you are, you really like the idea of bettering yourself.

You’ve been seeing and hearing my rants and ramblings about learning skills and putting them to use around the house for over a year now. But believe it or not, for all of my high-falutin’ jargon and chest-thumping, I am not an expert in the world of DIY.

Here we go again, people. You’ve read my comparison on the cost of getting educated in the trades versus going to college, you’ve heard me ramble on Choose FI and Bigger Pockets Money about why the trades are great, and now I’m doing it again.

I have yet another special treat for you all today, folks! My friend Good Nelly has sent over a tasty bit of advice for us to keep out of the financial doghouse this spend- er, holiday season! Have a read and learn some stuff,